Helping you secureyour dream home in Cebu,properly.

From choosing the property that fits your needs and vision, to the whole process until turnover, I will be with you along the way.

Mark Lemuel Badayos, Licensed Real Estate Broker and Appraiser

Mark Lemuel Badayos

Licensed Real Estate Broker & Appraiser

Licensed Broker
Licensed Appraiser
DHSUD Registered

What I mean by properly.

You've found the property.
You like it. You know the price.
The monthly sounds easy.
But nobody has shown you what it turns into once the bank loan starts.
You're not sure the person helping you is licensed. Or who they're really working for.
And you're about to commit years of payments to a building that doesn't exist yet.

It feels like walking blind. Without the full numbers, you are.

It isn't your fault. Preselling is sold on the smallest number first.

Say it's a studio in Mactan. The downpayment is ₱10,500 a month for 60 months. That's the number you hear.

Then the other 90% falls due: ₱5.9 million. Unless you pay it in cash, it becomes a bank loan. A new monthly, bigger than the first. Five years after you started paying. And an approval nobody can promise you.

You've heard the usual advice: do your own research, and choose a monthly you can manage. Both are worth doing. But neither tells you whether the property fits your needs and the life you're planning. That's the part that matters most.

What you should know in week one shouldn't take five years to find out.

This is where I come in. I'm the broker for buyers who want to be guided properly through every step of buying property. Here is what that looks like from my side of the table.

Every conversation starts with the same question: what matters most to you? Is it the budget? Is it living close to the city, near where your days actually happen? Or is it time: do you need a place soon, or can you wait while one is built?

All three will matter. Only one can come first, and that's the one I build around. I'll test your answer gently, because what people say and what they protect aren't always the same. And if what you need is a home soon, I'll say so plainly: a building that's still years from finished can't give you that. The right price on the wrong property is still the wrong property.

Before a project reaches this site, I've checked its license to sell. My broker's license number is on every page.

Before you visit, I've checked whether a bank is likely to lend to you. I'd rather you hear “not this one” from me than from a bank in year five.

Before you pay anything, you see the whole cost, bank loan included, and every assumption behind it.

After you reserve, I help you complete the requirements and get them to the developer, so your unit is secured.

Then come the five years, and I stay for all five. Whatever comes up between the reservation and turnover, you won't be working it out alone.

And on the day you get your keys? I'll be there for that too.

I'm not here to talk you into any particular property. My job is to help you find the one that fits, then make sure it's real, costed, and still answered in year four.

You'll still ask yourself kaya ra ba? Can I manage this? The difference is that you'll be answering with all five years in front of you, not just the first one.

Hangtod sa turnover. All the way to turnover.

Mark
Meet your broker
Mark Lemuel Badayos

Whatever stage you’re in, I can help.

Looking for a home or an investment? Whether you know what you want or you’re just starting, message me and I’ll help you from there.

Let’s Talk
Mark Lemuel Badayos, Licensed Real Estate Broker and Appraiser

Compare your options side by side

Spot the differences that matter before you decide. Line up what each project costs, how you would pay, and what comes with it. Free to use, easy to share.

Rockwell at IPI Center and Shang Bauhinia Residences, compared
Rockwell at IPI Center at night in artist's rendering: the Lincoln residential tower, the office tower and the retail podium among the lights of Cebu CityRockwell at IPI CenterRockwell Land₱12.31MStarting priceShang Bauhinia Residences at dusk in artist's rendering: the tower above the trees of Bauhinia Drive and the Cebu Country Club golf courseShang Bauhinia ResidencesShang Properties₱10.26MStarting price
Price range₱12.31M – ₱84.51M₱10.26M – ₱88.90M
Lowest monthly₱60,044/moStudio · 20% over 41 mos.₱51,306/moStudio · 30% over 60 mos.
Structure10% Down payment20% Monthly equity70% Balance upon turnover10% Down payment30% Monthly equity60% Balance upon turnover
Target completionJune 20, 2029December 31, 2031
Distance to Cebu IT Park500 m300 m
Distance to Cebu Business Park1 km1.9 km

This is a real example. The figures are each developer’s own, and each follows its own payment terms.

Let’s find the right place for you.

Message me on Facebook for the fastest answer, or send a few quick answers below and I’ll take it from there. You’ll hear back within one working day.

Fastest way to reach me

Skip the wait. Message me on Facebook.

Messaging me on Facebook is the fastest way to get your answer. Tell me what you’re looking for and we’ll take it from there.

Message me on FacebookPrefer to write it all down? Use the form below.

A few quick questions, so I can help you better

Answer only what you’re comfortable with. It takes about three minutes.

Your details Name, phone and email are required, so I know who to reply to.
Why are you looking?

What do you want the property for?

Both is fine, for example renting it out first and moving in later.

What property do you prefer?

Would you like a condo or a house and lot?

What kind of property would you like?

Budget and payment

How are you thinking of paying? (pick all that apply)

Pick what you have in mind and I’ll ask a few questions that fit. Leave anything blank if you’re not sure.

This covers the reservation and the down payment.
This starts once the loan begins. It’s also called amortization.
Only for preselling. It’s also called monthly equity. You pay it each month during construction, before the unit is handed over.

That’s fine, we can work it out together. A rough idea helps:

Leave it blank if you’re not sure.

Where do you want to be?
Timing

When would you like to move in?

When would you like to move in?

How long do you plan to stay?

Which of these is hardest to change?

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